PAT testing for insurance

Regular PAT testing keeps your insurance company content, and may even lower your premiums

PAT testing for insurance

Our PAT testing engineers are experienced and professional, providing a comprehensive inspection and testing service for all your electrical appliances. All our work complies with the latest HSE requirements and industry standards. A regular PAT testing programme helps you to ensure your electrical system is safe for continued use.

We provide an efficient and professional PAT testing service with minimal disruption to your business, with free remedial repairs and promptly issued PAT test Certificates, to help you comply with the latest electrical safety regulations.

PAT testing for insurance is a good way to look at it, these days its one of the main reason people get equipment tested – their insurance company expects it. If there is an accident involving an electrical appliance one of the first questions you get asked is, is your PAT testing up to date? If not, it has been known to be the get out clause so the insurance company doesn’t need to pay out.

PAT testing for insurance purposes

In almost every workplace today we have kettles, fridges, computers, printers, phone chargers and so on; some businesses also have tools, vacuum cleaners, and more high risk equipment.

Most appliances will operate on 230v but we can also do tests on 110v and 415v appliances, as well as fixed equipment, and have the capability to do your fixed wiring inspections (EICR) too.

As an experienced PAT testing company we can operate in all environments, so even if your business is not exclusively office we can still help you.

  • Free and automatic remedial repairs
  • Free replacement plugs & fuses
  • Free cable management to ensure efficiency, safety and tidiness
  • Minimal disruption guaranteed

Your insurance terms and conditions require you to meet your obligations as a business, which includes keeping electrical equipment sage – if you don’t do that you could be putting your insurance policy at risk.

Regular PAT testing can help you reduce insurance premiums, as it equates to a risk assessment of your electrical equipment, helping to determine the safety levels in your business, and the need for more or less frequent inspections.

Regular PAT tests are considered to be the most effective way to comply with your obligations for workplace health and safety, and electrical regulations – failure to ensure electrical equipment is safe can be considered to be a failure to comply with the law.

Portable Appliance Testing is not currently compulsory but, as an employer, you have a duty to maintain electrical equipment to ensure that it is safe to use, particularly items that may suffer abnormal use or abuse.

You should check your commercial insurance policy to see what conditions relate to Portable Electrical Equipment.